BAFÖG + CO.

EVERYTHING you need to know and need!

BAföG

What is the study start-up aid?

The study start-up grant is intended to be particularly targeted assistance. It is granted as a subsidy and does not have to be repaid.

The aim of the study start-up grant is to reduce the financial barriers to starting a degree course. It supports young people with expenses that are typically associated with starting their studies (e.g. laptop, teaching and learning materials, rent deposit). The study start-up grant can be applied for independently of any subsequent BAföG entitlement and is not offset against BAföG.

Who receives the study start-up grant?

First-year students under the age of 25 from low-income households receiving social benefits can apply for the study start-up grant. According to the BMBF, this includes

  • Citizen’s allowance, social assistance and housing benefit
  • Basic income support due to reduced earning capacity
  • Benefits under the Asylum Seekers Benefits Act
  • Receipt of child supplement
  • Young people who are accommodated in a child and youth welfare facility and whose parents do not have to pay any contributions to the program

How does the application process work?

Applications are submitted digitally.

You can find more information on the new study start-up grant on the page BAföG calculator

There are also other important new features:

  • The basic BAföG rates will be increased by five percent.
  • The flat-rate housing allowance for students and pupils living away from home will be increased from 360 to 380 euros.
  • Anyone who receives certain social benefits before starting a degree course is entitled to a one-off study start-up grant of 1,000 euros. It is granted as a subsidy and does not have to be repaid.
  • The allowances on the income of parents and the spouse or partner of the recipient will be increased by a total of 5.25 percent. The allowances that apply to loan repayments will also be increased by a total of 5.25 percent.
  • The allowance for recipients’ own income will be adjusted so that they can earn up to the amount of a so-called mini-job without it being offset against their BAföG entitlement.
  • A so-called flexibility semester is being introduced, which gives all students the one-off opportunity to continue receiving BAföG for one semester beyond the maximum funding period without giving reasons. This makes it possible, for example, to concentrate fully on the final thesis, even if the formal standard period of study is slightly exceeded.
  • In future, it will be possible to change subject areas a little later on in your studies without any negative consequences for your BAföG entitlement.
  • In addition, the bureaucratic effort involved in applying for and approving BAföG should be reduced. This is to be achieved, for example, through appropriate flat-rate payments and the waiving of crediting regulations.

Source: bundesregierung.de

We process BAföG applications from students at all universities in Saarland,
and from all students attending a school or university in Portugal or Malta.

The prerequisite for an entitlement is that your own income and assets, as well as your parents’ income after deduction of allowances, do not exceed the total requirement.
More about the calculation of BAföG here.

Have you already completed an apprenticeship and/or worked for several years before starting your studies? Then your parents’ income may not play a role. Find out more here.

From a certain point in time and after a change of subject, the entitlement is also dependent on other things (proof of performance after the 4th semester, maximum funding period, reason for change of subject).

Inform yourself in good time.

If you don’t yet know whether BAföG is worthwhile, you can use the BAföG calculator to get an initial overview without obligation before applying. After answering a few questions, you can use it to determine your entitlement to educational support.

Half of the amount granted after the application is a gift, the other half must be repaid later (5 years after the end of the standard period of study) in convenient installments – but only up to an upper limit of just over 10,000 euros. If the income is not sufficient for repayment, there are also solutions for this.

Approval is usually granted for 2 semesters. A new application is then required.

This is easy and convenient via BAföG Digital or the BAföG Digital app.

This requires a BundID, find out more here.

The forms can be downloaded here and then sent to us by post.

No matter which method you use: Please send us your documents only once. This will speed up the processing of your own application!

Unfortunately, we are not yet fully digital in our processing. You will therefore usually receive a letter from us by post in response to the documents you send in. Thank you for always informing us of your new address as soon as possible after a move! We are bound by law when selecting the documents. Therefore, please read carefully which documents we would like to receive from you. A brief explanation of the most important documents and possible confusion, as well as a checklist for all documents, will soon be available here.

The documents we request from you are essential for processing your application. Therefore, processing can only begin once we have received all the necessary documents. From this point in time, you can expect a decision and possibly the first payment after at least 6 weeks.

We know that you are in a hurry.

And that’s why we do everything we can to process your application as quickly as possible! For this reason, we do not answer questions about completeness or processing status, as we could process the next complete application in the time it takes, and that helps everyone.

If you have any questions about one of our letters or about a specific issue, please send us an e-mail with your telephone number and your request, if possible also with the grant number of your decision to bafoeg-amt(at)stw-saarland.de and we will call you back.

Office for Educational Support
Campus Saarbrücken
Building D 4.1
66123 Saarbrücken

Phone: 0681/302-2800
Fax: 0681/302-2890


Contact persons Office for Educational Support

Service Point:

M. Addo
S.Alshami
E. De Giorgio
K. Kurtz

Phone: 0681/302-4992
Fax: 0681/302-4993


Clerk in alphabetical order

A - Bai
H. Mayer, Telephone: 0681/302-4984

Baj - Boq
I. Herzallah - Otto, Phone: 0681/302 - 4977

Boron - Fn
C. Martin, Phone: 0681/302-4982

Fo - Home
J. Stolz, Phone: 0681/302-4983

Hein - Kd
S. Dorth, Phone: 0681/302 - 4987

Ke - L
C. Jauch, Phone: 0681/302-4985

M - Mor
C. Thome, Phone: 0681/302-4986

Mos - Q
N. Diener, Phone: 0681/302-4975

R - Cut
M. Peters, Phone: 0681/302-4997

Scho - U
J. Schumacher, Phone: 0681/302 - 4972

V - Z
Y. Krämer, Phone: 0681/302 - 4980


Head of department
E. Veith - Phone: 0681/302-4990

Group Manager/Contradictions
O. Zangerle - Phone: 0681/302-4976

Advance payments/objections
U. Molitor - Telephone: 0681/302-4978

Group leader
S. Ziegler - Phone: 0681/302-4996

Group Manager
D. Kinmayer - Phone: 0681/302-4995

The Studierendenwerk Saarland is responsible for all pupils and students who would like to receive funding for their stay in Malta or Portugal.

There is no entitlement to funding in Germany during your stay abroad.
As a rule, it is irrelevant whether you are on leave of absence from the university in Germany.
Funding can be provided for attending educational institutions that are equivalent to grammar schools from grade 11 (from grade 10 if the Abitur is obtained in 12 school years), vocational schools, technical and technical secondary schools, higher technical schools, academies or universities.

Attendance at other types of educational institutions, such as evening grammar schools or vocational colleges, is not eligible for funding.

A work placement abroad as part of a degree course or in the school sector can be funded for the prescribed minimum duration if:

  • the internship is beneficial according to the level of training and
  • it is prescribed and regulated in terms of content in the examination regulations and
  • the university or the responsible examination office recognizes that the internship meets the requirements of the examination regulations.

The applications and necessary proof for training abroad should be submitted to the Office for Educational Support of the local Studierendenwerk in good time and in full on the forms provided for this purpose, if possible 6 months before the start of the stay abroad. The final certificate of enrollment can be submitted at a later date after enrollment.

If the other requirements are met and the parents' and spouse's income is taken into account, the following amounts can be granted for Malta and Portugal:

Students receive funding (as required) at the domestic rates of up to €812 plus a one-off lump sum of €500 for travel expenses.

Students receive €632 plus a one-off return trip of €500.

The travel costs are divided over the months of the stay abroad and added to the need, so that they have the effect of increasing the need.

In cases of particular hardship, the necessary expenses for a further outward and return journey may be covered.

In addition, all those with statutory health and long-term care insurance are granted € 122 (for privately insured persons, lower amounts (usually the actual amounts) plus any supplementary health insurance abroad.

Verifiable necessary tuition fees can be granted up to the amount of € 5,600 for a maximum period of one year.

FINANCIAL AID

According to the contribution regulations of the Studierendenwerk Saarland AöR, the social contribution paid can be refunded in the following cases:

  • Leave of absence for the duration of an entire semester (§6 para. 2 no. 1)
  • Exmatriculation before the start of the semester (§6 para. 2 no. 2)
  • Particular hardship due to economic hardship through no fault of one's own (§ 7)

The deadline for applying for a refund is the last day of the semester for which the application is made. A separate application must be submitted for each semester using the form below, together with the required supporting documents.

Request for reimbursement

Hardship case attachment

The Studierendenwerk maintains a relief fund for Saarland University students in need.

The fund receives its resources from donations from the University, the Association of Friends of the University, the student body and other individuals and institutions. The resources of the aid fund are used to grant loans or subsidies to students at Saarland University who find themselves in a particular financial emergency. There is no legal entitlement to benefits from the fund.

Further details are set out in the guidelines of the relief fund (see below).

Anyone who would like to donate to the relief fund can do so to our account at Sparkasse Saarbrücken (IBAN: DE44 5905 0101 0067 1874 43 with the keyword "Hilfsfonds"). A confirmation of monetary donations for the tax office will of course be issued on request.

Relief fund - Guidelines

Contact person

Katrin Adam
Phone: 0681/302-2278
Fax: 0681/302-2890
Email: k.adam(at)stw-saarland.de

Office hours: Monday - Thursday: 10.00 - 11.30 a.m.

There are several organizations for the promotion of gifted students that are supported by the Federal Ministry of Education and Research. You can find a list of these organizations for the promotion of gifted students at www.stipendiumplus.de

As a rule, applicants must have a very good school-leaving certificate, above-average academic performance and evidence of social, voluntary or socio-political commitment.

Information on scholarships:

You can also find important information on scholarships at: www.stipendienlotse.de

Further scholarship opportunities beyond elite funding: #ichmachwasanderes scholarship

www.mystipendium.de

www.deutschland-stipendium.de

www.studienstiftungsaar.de

www.elternkompass.info

Accident insurance

The accident insurance of the Studierendenwerk Saarland offers enrolled students insurance coverage that extends to the non-university sector (leisure sector). This means that, in principle, only those accidents are insured that are not covered by the students' statutory accident insurance. Beyond the recreational area, insurance coverage only extends in the event of death (24-hour coverage). In addition, enrolled students are insured if they complete an internship or work in companies or other localities, provided it is exam preparation. According to the provisions of the underlying insurance conditions, insurance coverage exists worldwide.

An accident within the meaning of private accident insurance occurs when the insured person involuntarily suffers damage to his or her health as a result of a sudden event acting on his or her body from outside. The insurance does not cover accidents caused by: - mental/consciousness disorders, also due to alcohol influence/drugs; - attempt or execution of a criminal act; - racing with motor vehicles; etc. (this is only an exemplary list).

Regarding the accident insurance for students, it is absolutely necessary that claims are reported immediately to the insurance company via Studierendenwerk Saarland and that a doctor is consulted. In the event of an accident resulting in death, the accident must be reported within 24 hours.

The following insurance coverage has been agreed upon:

20.000,00 € disability with progression 225 %.
45.000,00 € total disability (100 % disability)
2.000,00 € death
5.000,00 € salvage costs
5.000,00 € costs for cosmetic operations

Liability insurance

Within the scope and extent of the private liability insurance, insurance coverage exists for the enrolled students for the legal liability arising from the participation in the learning and research activities as well as during internships associated with the course of study.

The insurance coverage is valid worldwide and is therefore not limited to localities.

The insurance also covers legal liability for damage to movable property provided by the student - with the exception of motor vehicles subject to compulsory insurance - up to a maximum amount of EUR 50,000 per loss event. For fire and explosion damage as well as water damage, a sum insured of EUR 5,000,000 applies.

Also included is damage to experimental objects, insofar as these are not directly used by the insured person during the experiment in question.

The prerequisite for settlement in the event of a claim is that the student is demonstrably at fault.

Damage that cannot be attributed to participation in the learning and research activities of Saarland University is excluded. Also excluded are claims due to wear and tear or excessive use.

Important, this insurance cannot replace a private liability insurance.

Theft insurance

The insurance covers theft of items from the movable property of enrolled students and guest students, excluding vehicles and bicycles, vehicle accessories, photographs, optical devices and jewelry. The insurer will compensate for loss of and damage to insured property caused by fire, lightning, explosion, burglary, theft and substitution.

Insurance coverage is only provided during the stay on the university premises (except dormitories) or on the premises of the medical faculty in Homburg and in buildings within the Federal Republic of Germany during events within the university framework outside the university premises, as well as in buildings worldwide during events within the university framework including excursions outside the university premises.

Each claim must be reported to the Studierendenwerk Saarland within seven days of the occurrence of the insured event. Damages exceeding € 102.26 must also be reported to the police. The scope of coverage amounts to a maximum of € 383.47 per insured person/damage